About the Author

Lawrence Chin, CFP® is the author of the articles on MoneyCalculus.com. By profession, he is a financial planner and investment manager. He started MoneyCalculus.com because he wanted to offer good practical information about financial planning and investments. His goal is to use this blog to publish thought provoking articles on a wide range of personal finance topics.

Lawrence is the Founder and Chief Executive Officer of DNT Financial, LLC, a financial planning and investment advisory firm based in Tustin, California. He manages investment portfolios on behalf of individuals and families, and he advises clients on a variety of personal finance topics, such as financial goals, cash flow planning, retirement planning, investments, income taxes, insurance, employee benefits, and estate planning.

Lawrence holds an MBA degree from Columbia University (New York, NY) and a BA degree, magna cum laude, in economics and mathematics from Pomona College (Claremont, CA). Lawrence successfully completed the CFP® Certification Professional Education Program at the College for Financial Planning, and he is a CFP® certificant.

For more information about DNT Financial, LLC, please visit www.dntfinancial.com.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.